Get out of debt and use credit wisely with this easy-to-understand, comprehensive guide to making your debt work for you.

The key to borrowing, managing, and paying off debt is understanding what it is, how it works and how it can affect your finances and your life. Debt 101 is the easy-to-follow guide to discovering how to pay off the debt you have plus learning how to use debt to your advantage.

Debt 101 allows you to take control of your money with strategies best suited for your personal financial situation—whether you are buying a home or paying off student loans. You will learn the ins and outs of borrowing in a simple, straightforward manner, managing student loans and credit card debt, improving your credit score, understanding interest rates, good debt vs. bad debt, and so much more. Finally, you can get ahead of the incoming bills and never let your debt intimidate you again!

About The Author

Michele Cagan

Michele Cagan is a CPA, author, and financial mentor. With more than twenty years of experience, she offers unique insights into personal finances, from breaking out of debt and minimizing taxes to maximizing income and building wealth. Michele has written numerous articles and books about small business finances, investing, and accounting, including The Infographic Guide to Personal Finance; Real Estate Investing 101; Investing 101; Budgeting 101; Stock Market 101, 2nd Edition; and The Financial Recovery Workbook. In addition to her financial know-how, Michele has a not-so-secret love of painting, Star Wars, and chocolate. She lives in Maryland with her kid, dogs, cats, and koi. Get more financial guidance from Michele by visiting MicheleCaganCPA.com.

Product Details

Publisher: Adams Media (February 11, 2020)
Length: 256 pages
ISBN13: 9781507212677

Raves and Reviews

“A book that could have been called ‘Debt 101.5’…Ms. Cagan is particularly good.”

—The New York Times

"Extremely down to Earth… a gift to new graduates at any level… the information is so valuable. One of the best debt management books I have read to date."

—Budget Earth